Garage Door Insurance Claims

broken garage doors and your home insurance

A Few Tips on Garage Door Insurance Claims

A garage door forms the most essential part of your garage. A damaged garage door not only mars the look of your house but also makes the valuables in your garage exposed to burglary and further damages by several other elements. Thus, it is highly essential for you to reinstall a damaged garage door at the earliest to ensure safety.
If your garage door gets damaged via driving into it or in the unfortunate incident such as vandalism, malicious damage, storm damage and the likes, Modern Garage Solutions can work closely with your insurance provider to help you replace your old garage door into a new one. There’s no need to feel embarrassed and you’ll be surprised how often these instances occur in Perth.

Your garage door falls under your Building Insurance policy and you may be surprised to know just how often we come across such incidents. Your garage door is an everyday part of your life that provides you with security as well as convenience. Thus, your garage door should be aesthetically pleasing and also function properly, as without a working garage door you can be left vulnerable to thefts.

The cost of the repairs that would be covered by your insurance policy depends on the type of policy that you have. If your insurance claim goes beyond the cost of your policy covers, you should bear the expense on your own by hiring a contractor.

In the event of a garage door damage, that needs to be covered by your insurance policy, you should follow the below mentioned steps:

  • Contact your insurance company:
    Firstly, you need to contact your insurance company and explain to them the incident, after which they will issue you a claim number, keep this claim number on hand. Depending on the insurer, they may already have a preferred repairer which they will ask you to contact; otherwise the common way to proceed is to obtain 1-2 quotes from garage door companies, ensuring that your first quote is from Modern Garage Solutions.
  • Inform your insurer about the quote:
    After obtaining the quotes, you should contact your insurer and inform them about the quote, as the final confirmation of the job is up to your insurer. Communicate with your insurer throughout the claims process as they are the ones who have the final say. Should you have any questions regarding the garage door specifications, color, style, pricing and delivery timeframe contact us at Modern Garage Solutions.

At Modern Garage Solutions, we have an attentive and friendly team that works closely with insurance companies, real estate agents and our customers to ensure that your garage door is back to new as soon as possible.

 

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